Quick and Flexible Small Business Loan Alternatives
Principis Capital is an industry leader in providing small businesses the financing they need quickly and easily, regardless of credit. Our merchant cash advances are the perfect funding source for small businesses who need money fast, have variable/seasonal customer flow, or have been turned down by a bank. Find out what we can do for you.

Fast
You can get pre-qualified within 24 hours, and most businesses receive their money within 7days.

Easy
Our 1-page application is simple and approval requires minimal documentation.

Flexible
There are no fixed payments. When your business slows, you pay back less.

Open
We look to your future and not your past. Even if you have bad credit, we have solutions for you.
P
rincipis Capital is the actual funding source for thousands of small businesses in the United States and Canada. We pride ourselves on being able to offer small business owners the financing they need to expand or strengthen their businesses. You can receive funds for your business within a week by obtaining a merchant cash advance, a great alternative to traditional small business loans or equity investments.
Our years of experience have provided us with a deep understanding of small businesses. Whether you’re a local Mom-and-Pop outlet, a one-person service provider, or a large multi-location chain, we have a program to suit your needs.
Principis Capital understands that small businesses often have special situations. We have tailored our products to address challenges faced by
- Seasonal businesses: We can help you get through your low season.
- Credit issues (e.g. past foreclosures, bankruptcies): We look at the big picture and can often work around these issues.
- Businesses without collateral: our business loan alternatives can work for you, even if you don’t own your own real estate or have inventory to put up as collateral.
Our business cash advances convert your future credit and debit receipts into immediate cash. Repayments are based on a fixed percentage of these future receipts rather than a fixed monthly payment. Our advances are cash flow-friendly, so we don’t get paid until
you get paid!
See How It Works
What People Are Saying
I needed a cash advance for updating equipment in the kitchen...Money came in very quick and the payment structure is great. [My Account Manager] does a great job and he is very quick and professional.
Working with Principis Capital was pleasant because they were professional, understanding, and took a personal interest in my business...I got my money very quickly, I didn't have a fixed deadline, and I was able to pay less when business was slow.
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